Close Investor Loans on Rental Income Alone – DSCR

Close investor loans on rental income alone. No W-2s. No tax returns. No pay stubs.

GMFS offers DSCR financing for property investors. We qualify on the property’s rental income, not the borrower’s personal income. The self-employed investor, the buyer maxed out on agency limits, the one who wants to close in an LLC — now closable deals.

Benefits for your borrowers:

• No W-2s, tax returns, or pay stubs
• Qualifies on rental income (DSCR ≥ 1.0–1.25)
• Scales portfolios past agency limits
• LLC ownership allowed

Benefits to your business:

• A new client base outside agency/QM guidelines
• Faster underwriting, quicker closings
• Repeat investor volume + referral growth

The details: Investment properties only. Underwriting fee $1,399. Multiple PPP options.

Full program details on our DSCR page – see the GMFS DSCR Guidelines and DSCR Matrix.