Great news! We have simplified how to access HomeReady/HomePossible rates and pricing. 

• You no longer have to select the Affordable product type for these programs.
• Simply run your scenario through OB with just the Standard button clicked (see below).
• Best practice is to leave the Standard button checked when pricing.

It is VERY important to make sure your Monthly Income in OB is reflecting accurately! 

Optimal Blue will calculate the AMI and will give eligible/ineligible programs based on the calculation and parish/county. Please note you will see this calculation located in the Notes Section just beneath the LLPA’s associated on the lock. Keep in mind if the income changes after the loan is locked this could affect the AMI and possibly cause a program change.