GMFS Now offers a product specifically designed for Investment Borrowers! Debt Service Coverage Ratio (DSCR) where qualification is not based on personal income but instead it is based on the cash flow from the subject Property Only!

Program attributes include:

• 680 minimum FICO

• Loan amounts up to $2M

• Purchase & Rate and Term LTV up to 80%

• Cash out LTV up 75%

•  0 X 30 X 12 mortgage history acceptable

• No DTI / DSCR ratio down to .75 (purchase only), 1.0 required for refinances

• 30 year fixed, 30 year fixed I/O, 5/6 ARM, and 5/6 ARM I/O