The U.S. Department of Housing and Urban Development (HUD) is once again supporting a program that allows immigrants under the Deferred Action for Childhood Arrivals (DACA) program to apply for Federal housing Administration (FHA) mortgages.

Under the DACA program, people brought to America illegally as children are allowed to remain without fear of deportation and are also eligible for work permits. Now, they can apply for FHA-backed mortgages as well.

Requirements to apply include the following:

• Must be purchasing a principal residence
• Must have a social security number
• Must be eligible to work in the U.S.
• Must meet all loan eligibility conditions that apply to U.S. citizens

FHA-backed loan promote homeownership in America by allowing borrowers with higher risk factors to still qualify for loans. Lower down payments, credit score requirements, and closing costs make FHA loans attractive to many different borrowers.