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Area Median Income Limits have been updated – Effective 5/18/25

Area Median Income Limits have been updated – Effective 5/18/25

Rebecca Squyres

May 9, 2025

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Freddie Mac has  announced the release of new 2025 AMI Limits, effective May 18, 2025.

Effective on May 18, 2025, Loan Product Advisor will apply the updated 2025 Area Median Income limits as follows:


For loans submitted prior to May 18th using the 2024 income limits in an area where income limits have decreased, all loans must be funded by GMFS by June 30, 2025.
A list of effected parish and counties can be found on gmfspartners.com > Tools > Area Median Income Limits

Check your pipeline! Many areas have an increase in their AMI so you may have more borrowers who will qualify for HomeReady or HomePossible which could eliminate their loan level price adjustments or reduce their MI cost.

For additional questions contact [email protected]

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We are one of the fastest growing mortgage companies in the United States offering great mortgage financial solutions. Headquartered in Baton Rouge, Louisiana, GMFS originates residential mortgage loans, primarily in the southern states. Founded in 1999, GMFS has approximately 250 employees. more about GMFS

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