2026 Conventional Loan Limits
Great news! FHFA has announced their Conventional Loan Limit increases for 2026.
The new 2026 base loan limit in most of the country will be $832,750
| Units | 2026 General Loan Limits |
| One | $832,750 |
| Two | $1,066,250 |
| Three | $1,288,800 |
| Four | $1,601,750 |
Please note:
- Locks must be a minimum of 30 days. For existing locks, contact the lock desk and you will need to extend your lock through December 31, 2025 in order to make the changes.
- DU and LPA will be updated on December 6th and 7th respectively. If you receive an ineligible recommendation ONLY due to exceeding the 2025 loan limit, you do not need to rerun DU/LP.