(855) 476-8441

Search
Generic filters
Exact matches only

GMFS is beginning its annual TPO Client Recertification. Please complete your recertification by October 31, 2023 to ensure there is no interruption in your ability to submit loans in 2024. Learn more here.

Tools

APR Fees vs. Non APR Fees

Forms

Related Announcements

2025 FHA Loan Limits

2025 FHA Loan Limits

2025 Conventional Loan Limits

2025 Conventional Loan Limits

What you need to know - Reconsideration of Value (ROV)

What you need to know – Reconsideration of Value (ROV)

Purchase Advantage by CAFA Suspended

Purchase Advantage by CAFA Suspended

2025 Conventional Loan Limits - $795,000

2025 Conventional Loan Limits – $795,000

Hurricane Francine - FEMA Disaster End Date + Affected Parishes

Hurricane Francine – FEMA Disaster End Date + Affected Parishes

Streamline Refinance Options for FHA and USDA Borrowers

Streamline Refinance Options for FHA and USDA Borrowers

New Appraisal Waiver Procedures

New Appraisal Waiver Procedures

FHA Loans down to a 580

FHA Loans down to a 580

Annual GMFS TPO Client Recertification

Annual GMFS TPO Client Recertification

One Time Passcode - Consumer Connect (for your borrowers)

One Time Passcode – Consumer Connect (for your borrowers)

USDA RD Income Limits 204

USDA RD Income Limits 204

GMFS Now Serviced by Shellpoint

GMFS Now Serviced by Shellpoint

Expanded Products Discontinued at GMFS as of 7/8/24

Expanded Products Discontinued at GMFS as of 7/8/24

Lock Desk Closed Juneteenth

Lock Desk Closed Juneteenth

GMFS #1 RD Lender in Louisiana

GMFS #1 RD Lender in Louisiana

GMFS Updated Construction Administration Fees

GMFS Updated Construction Administration Fees

GMFS Nationally Ranked Lender in 2024

GMFS Nationally Ranked Lender in 2024

FHA Guideline Updates

FHA Guideline Updates

USDA Guideline Updates

USDA Guideline Updates

2024 Conventional Updated AMI Limits

2024 Conventional Updated AMI Limits

New Mortgagee Clause Effective Immediately

New Mortgagee Clause Effective Immediately

RD Guideline Changes Now in Affect

RD Guideline Changes Now in Affect

New Product Announcement - VA Cash Out

New Product Announcement – VA Cash Out

Time to Update 4506C to include 2023

Time to Update 4506C to include 2023

Ordering Brokered Conventional Appraisals Reminder

Ordering Brokered Conventional Appraisals Reminder

New E-Sign Closing Documents

New E-Sign Closing Documents

No Transcript? No Problem at GMFS!

No Transcript? No Problem at GMFS!

HomeReady Down Payment Assistance - $2,500 for your borrowers!

HomeReady Down Payment Assistance – $2,500 for your borrowers!

Get the Best Rate and Deal for Your Borrower with HomeReady and HomePossible

Get the Best Rate and Deal for Your Borrower with HomeReady and HomePossible

New Electronic FHA Case# Request Form now available on the GMFS Portal

New Electronic FHA Case# Request Form now available on the GMFS Portal

Update to FHA Overlay - No More Limiting Back-End DTI to 55%

Update to FHA Overlay – No More Limiting Back-End DTI to 55%

Jumbo Express Loan Rates are Smokin' Hot!

Jumbo Express Loan Rates are Smokin’ Hot!

2024 FHA Loan Limits - $498,257

2024 FHA Loan Limits – $498,257

New Reverse Mortgage Product Enhancements Update from Simple Reverse powered by GMFS!

New Reverse Mortgage Product Enhancements Update from Simple Reverse powered by GMFS!

Buydown Options

Buydown Options

HomeStyle Energy Mortgage

HomeStyle Energy Mortgage

Smaller Down Payments for Multifamily Homes

Smaller Down Payments for Multifamily Homes

Updated Wholesale & Correspondent Selling Guides

Updated Wholesale & Correspondent Selling Guides

GMFS TPO Connect + OB Changes for First Time Homebuyers

GMFS TPO Connect + OB Changes for First Time Homebuyers

USDA Updates

USDA Updates

PMI Removal Quick Guide

PMI Removal Quick Guide

OTC Rate Change Effective August 23rd

OTC Rate Change Effective August 23rd

Fannie/Freddie Product Comparison Matrix

Fannie/Freddie Product Comparison Matrix

Electronic CD Request Form Now in Client Portal

Electronic CD Request Form Now in Client Portal

Get the Best Rate and Deal for Your Borrower with HomeReady and HomePossible

Get the Best Rate and Deal for Your Borrower with HomeReady and HomePossible

Conventional Appraisal Order through TPO Connect + Training Dates

Conventional Appraisal Order through TPO Connect + Training Dates

New Product - Down Payment Advantage Product Line

New Product – Down Payment Advantage Product Line

Important Update to Property and Flood Insurance

Important Update to Property and Flood Insurance

New 2023 AMI Limits

New 2023 AMI Limits

Fannie Mae Collateral Review Options

Fannie Mae Collateral Review Options

Jumbo Express Loans Overview

Jumbo Express Loans Overview

Use Lender Paid Compensation with National Homebuyer's Fund DPA

Use Lender Paid Compensation with National Homebuyer’s Fund DPA

FHFA Announces Rescission of Upfront Fees based on DTI

FHFA Announces Rescission of Upfront Fees based on DTI

$750 Existing Customer Credit for Second Homes and Investment Properties

$750 Existing Customer Credit for Second Homes and Investment Properties

NHF Down Payment Assistance Customizable Flyers Now Available

NHF Down Payment Assistance Customizable Flyers Now Available

NHF Down Payment Assistance Programs Now Available with GMFS

NHF Down Payment Assistance Programs Now Available with GMFS

Now Offering Long Term Locks

Now Offering Long Term Locks

Reminder: New LLPA Adjustments for all new locks begin today!

Reminder: New LLPA Adjustments for all new locks begin today!

FHA Mortgage Insurance Premium Changes Effective March 1, 2023

FHA Mortgage Insurance Premium Changes Effective March 1, 2023

HUD Payoff Information for Borrowers

HUD Payoff Information for Borrowers

Expanded Products (Non QM) Update: Less Documentation & Better Pricing

Expanded Products (Non QM) Update: Less Documentation & Better Pricing

Supplemental Consumer Information Form Effective March 1

Supplemental Consumer Information Form Effective March 1

LLPA and Lock Extensions

LLPA and Lock Extensions

LLPA Adjustments Beginning February 9th

LLPA Adjustments Beginning February 9th

Conventional LLPA Changes

Conventional LLPA Changes

Lender Paid Buydowns Now Available!

Lender Paid Buydowns Now Available!

AMI LLPA Waiver

AMI LLPA Waiver

Waiving Investor LLPAs on Conventional Loans

Waiving Investor LLPAs on Conventional Loans

More Temporary Buydown Options Now Available

More Temporary Buydown Options Now Available

Updates to Conventional LLPAs

Updates to Conventional LLPAs

1/0 Temporary Buydowns Now Available

1/0 Temporary Buydowns Now Available

USDA Change to Delinquent Child Support

USDA Change to Delinquent Child Support

GMFS Now Offers DSCR for Investment Borrowers

GMFS Now Offers DSCR for Investment Borrowers

2/1 Temporary Buydowns on Government Products

2/1 Temporary Buydowns on Government Products

New Underwriting Fee Structure

New Underwriting Fee Structure

2/1 Temporary Buydowns on Conventional Products

2/1 Temporary Buydowns on Conventional Products

Changes to VA Disclosures

Changes to VA Disclosures

GMFS Jumbo Express ARM Product Down to $400K

GMFS Jumbo Express ARM Product Down to $400K

GMFS Ranks as a Top USDA Lender!

GMFS Ranks as a Top USDA Lender!

$750 Customer Credit

$750 Customer Credit

Helpful Hints - Lock Extensions

Helpful Hints – Lock Extensions

Best Practices - Co-Borrower Declarations

Best Practices – Co-Borrower Declarations

Updated HomeStyle Renovation & Construction Loans Flyer

Updated HomeStyle Renovation & Construction Loans Flyer

OTC FICO Changes and More

OTC FICO Changes and More

New Fannie Mae Form 1076 - Condo Project Questionnaire

New Fannie Mae Form 1076 – Condo Project Questionnaire

Optimal Blue + TPO Connect Pricing Change Now Available!

Optimal Blue + TPO Connect Pricing Change Now Available!

Optimal Blue + TPO Connect Pricing Change

Optimal Blue + TPO Connect Pricing Change

Calculate Self Employed Income with Loan Beam

Calculate Self Employed Income with Loan Beam

Loan-Level Pricing Adjustments for Second Home Loans

Loan-Level Pricing Adjustments for Second Home Loans

Seasoning Requirements for Refinances of Modified VA Loans

Seasoning Requirements for Refinances of Modified VA Loans

Jumbo Express Loan Program Updated

Jumbo Express Loan Program Updated

Products for Low to Moderate Income Borrowers - $5000 Closing Cost Cap Removed for Refi Now and Refi Possible

Products for Low to Moderate Income Borrowers – $5000 Closing Cost Cap Removed for Refi Now and Refi Possible

Products for Low to Moderate Income Borrowers

Products for Low to Moderate Income Borrowers

Now Offering Refi Possible by Freddie Mac

Now Offering Refi Possible by Freddie Mac

USDA Changes to Student Loan Payments

USDA Changes to Student Loan Payments

Fannie/Freddie Cap on Investment Properties and 2nd Homes Suspended

Fannie/Freddie Cap on Investment Properties and 2nd Homes Suspended

Fannie Mae Updates - 620 Credit Score Eligibility in DU

Fannie Mae Updates – 620 Credit Score Eligibility in DU

USDA - No Tradelines? No Problem!

USDA – No Tradelines? No Problem!

Qualifying Borrowers on Future Employment

Qualifying Borrowers on Future Employment

Tips from Data Verify on Credit Freezes

Tips from Data Verify on Credit Freezes

Loan Submission Forms No Longer Required

Loan Submission Forms No Longer Required

USDA - Did you know borrowers with 20% liquid assets may qualify?

USDA – Did you know borrowers with 20% liquid assets may qualify?

Power of Attorney for Freddie Mac Loans

Power of Attorney for Freddie Mac Loans

Fannie and Freddie - Early Adoption of the General QM Rule

Fannie and Freddie – Early Adoption of the General QM Rule

FHA Changes to Student Loan Payments

FHA Changes to Student Loan Payments

New Non-QM Programs

New Non-QM Programs

Fannie Mae RefiNow

Fannie Mae RefiNow

GMFS Ranks #24 Top Wholesale Volume

GMFS Ranks #24 Top Wholesale Volume

Jumbo Express: Updated!

Jumbo Express: Updated!

USDA Ranks GMFS a Top Lender!

USDA Ranks GMFS a Top Lender!

Locking Freddie/Fannie Investment Loans

Locking Freddie/Fannie Investment Loans

No Transcript? No Problem at GMFS!

No Transcript? No Problem at GMFS!

GMFS Insurance Requirements

GMFS Insurance Requirements

Manage Your Locks Closely

Manage Your Locks Closely

The New URLA - Cheat Sheet

The New URLA – Cheat Sheet

Jumbo Express - Now Accepting Investor Products

Jumbo Express – Now Accepting Investor Products

NonStandard Loan Terms Now Available

NonStandard Loan Terms Now Available

DACA Recipients Can Now Apply for FHA Loans

DACA Recipients Can Now Apply for FHA Loans

Improved Turn Times

Improved Turn Times

VA IRRRL Process

VA IRRRL Process

New IRS Form 4506C

New IRS Form 4506C

$4 Billion Loans Closed

$4 Billion Loans Closed

Best Practices for PIWs and Pricing - NEW Download LOX

Best Practices for PIWs and Pricing – NEW Download LOX

GMFS $3,000,000,000 Production

GMFS $3,000,000,000 Production

BESTX Mortgage Insurance Enhancements

BESTX Mortgage Insurance Enhancements

GMFS Best Places to Work Winner 2020

GMFS Best Places to Work Winner 2020

Update - Fannie/Freddie Announce Refinance Price Adjustment Postponed, GMFS Reviewing Locks

Update – Fannie/Freddie Announce Refinance Price Adjustment Postponed, GMFS Reviewing Locks

Tom D'Armond Discusses Options for Homeowners with LPB

Tom D’Armond Discusses Options for Homeowners with LPB

Compliance Tips

Compliance Tips

Processing Tips

Processing Tips

Reminder to Check Fannie AND Freddie - Best Practices in Optimal Blue

Reminder to Check Fannie AND Freddie – Best Practices in Optimal Blue

BestX MI Update for Self-Employed Borrowers

BestX MI Update for Self-Employed Borrowers

$750 Customer Retention Credit - Don't Forget This Important Step

$750 Customer Retention Credit – Don’t Forget This Important Step

Best Practices in Optimal Blue

Best Practices in Optimal Blue

$750 Customer Retention Credit

$750 Customer Retention Credit

New OB GMFS Servicer Toggle

New OB GMFS Servicer Toggle

Now Accepting all VISA Types on Conforming Loans

Now Accepting all VISA Types on Conforming Loans

GMFS Announces BESTX Mortgage Insurance

GMFS Announces BESTX Mortgage Insurance

Fannie Update - Homebuyer Education & Rental Income

Fannie Update – Homebuyer Education & Rental Income

Change to GMFS Payoff Quote Process

Change to GMFS Payoff Quote Process

GMFS Change to VA Cashout Loans

GMFS Change to VA Cashout Loans

Tools to Help Your Borrowers with Student Loan Debt

Tools to Help Your Borrowers with Student Loan Debt

Update & Changes to HomeReady and Home Possible

Update & Changes to HomeReady and Home Possible

marketing tools for partners

Marketing Tools for Partners

MI Rates and Master Policies

MI Rates and Master Policies

Freddie and FHA Product Updates

Freddie and FHA Product Updates

VA Guaranteed Home Loan Cash-Out Refinance Comparison Certification

VA Guaranteed Home Loan Cash-Out Refinance Comparison Certification

E-Consent Process Improvement

E-Consent Process Improvement

Use New Encompass TPO Portal to Submit New Locks & 1003 Apps

Use New Encompass TPO Portal to Submit New Locks & 1003 Apps

VA Cash Out Refis have New Rules

VA Cash Out Refis have New Rules

No Credit Scores? No Problem at GMFS!

No Credit Scores? No Problem at GMFS!

New Service Provider for GMFS Mortgage Accounts

New Service Provider for GMFS Mortgage Accounts

How to Submit a Loan

How to Submit a Loan

How to Lock a Loan with GMFS

How to Lock a Loan with GMFS