GMFS is open for business & fully staffed! GMFS has been CHANGING LIVES for over 20 years and we are confident in our technologies and systems in place that are helping our teams work remotely when needed. This allows us to continue offering the best pricing, service and experience to our clients.

A Message From the Lock Desk

Although it is always important, it is more important than ever to stay on top of your locks.

Cancelling your lock before expiration helps GMFS keep its hedge costs down, and helps us offer competitive pricing and extension costs.

  • If you are withdrawing a file, please email your CRR and ask them to withdraw the file
  • If you are working a file, but need to cancel your current lock while still keeping the file active, email [email protected] and tell us to cancel the current lock

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All Agency Updates for COVID-19

COVID-19 Agency Updates Matrix – Login to TPO Connect to access

Closing Updates

Conventional Updates

Construction Loan Updates

Continuity of Income for COVID-19

Applies to Mortgages in process and remains in place for Mortgages with Application Dates on or before May 17, 2020.

Continuity of Income for COVID19 – Login to TPO Connect to access

IRS TAX Transcript Requirements Update

Tax Transcripts & 4506-T for COVID19 – Login to TPO Connect to access

Self Employment Update

V-VOE Flexibility for COVID-19

Applies to Mortgages in process and remains in place for Mortgages with Application Dates on or before May 17, 2020

V-VOE Flexibility for COVID19– Login to TPO Connect to access

USDA Updates

Servicing Updates for Borrowers

Forbearance/Modification Tip Sheet– Login to TPO Connect to access